BinappBorrow smarter.
Repay on time.
Check your estimated rate in 60 seconds, calculate your monthly payment, compare offers from lenders and get reminded before every repayment.
Free to use. Binapp is not a lender and does not make credit decisions.
Everything for a better loan decision
Simple tools that help you understand the cost of a loan before you apply — and stay on top of it after.
Credit profile test
Answer 15 quick questions and see an estimated amount range and rate for your profile.
Loan calculator
See your monthly payment, total cost and overpayment before you commit to anything.
Compare offers
Browse loan offers from lenders side by side: term, APR and number of instalments.
Repayment calendar
Add your loan and get a full payment schedule, with reminders before every due date.
Smart reminders
Choose a week, 3 days or a day before — and mark payments as paid right from the notification.
Document checklist
Know what lenders usually ask for and get your documents ready in advance.
How it works
Three steps, no sign-up required.
Check your profile
Take the short test or use the calculator to see what a loan would really cost you.
Compare and choose
Open an offer that fits you. You apply directly on the lender's website.
Stay on track
Add the loan to your calendar and get reminders so you never pay a late fee.
The offers we show
We only list offers that meet all three criteria below.
Binapp is an information and comparison service operated by KREDIT STOP TOV. We are not a lender, broker or financial advisor and do not make credit decisions. Loans are provided by third-party lenders; final terms, approval and the actual APR are determined by the lender and depend on your application. We may receive a commission from partners when you follow a link to their offer — this never changes the price you pay. Estimates in the app (test results, calculator and payment schedules) are for guidance only. Borrow responsibly: missed payments may result in additional charges and affect your credit history.